Claude Max cost in Taiwan and Hong Kong

What Claude Max costs in Taiwan and Hong Kong

Anthropic prices Claude Max in US dollars, so the Claude Max cost in Taiwan and Hong Kong is the US list price converted by your card issuer, plus that issuer's foreign transaction fee. There is no separate New Taiwan dollar or Hong Kong dollar price list to look up. The number on your statement is the result of a calculation, and it changes from month to month.

statement amount = USD list price
                 x your issuer's conversion rate on the day it settles
                 x (1 + your card's foreign transaction fee)

Both of those multipliers belong to your bank, not to Anthropic. That is why any guide quoting a fixed NT$ or HK$ figure for Max stops being true within weeks. What follows is the arithmetic, the fee you can look up in your own card contract, and the paperwork you end up with for 報帳 (expense filing).

The list price, read on 31 August 2026

On 31 August 2026 the pricing page at claude.com/pricing lists Max in two tiers. Max 5x is 100 USD per month and Max 20x is 200 USD per month. Anthropic's help centre describes Max as a monthly subscription only at that date, so there is no annual prepayment that would let you lock one exchange rate for a year. Pro sits below Max at 20 USD per month, or 17 USD per month when you pay 200 USD once for the year.

Read that page yourself before you subscribe. A price written into a guide in August is a guess by December. Which Max tier suits your work is a separate question, and it is answered in US dollars by the Max 5x against Max 20x comparison. What a single seat is allowed to cover is set out in what one Max plan actually includes.

One detail to check at your own checkout. Anthropic's billing help says some subscribers keep historical currency settings, and that switching a subscription's currency means cancelling at the end of the term and buying again with the options your region offers. Your first invoice states the currency you were actually charged in. That invoice is the authority, so read it instead of assuming.

Why the amount on your statement moves

Two inputs sit between the list price and your bill. The conversion rate moves with the market, and your issuer applies it on the day the transaction settles rather than the day Anthropic billed you. The fee is fixed by your card contract and does not move at all. So one input is predictable and the other is not, and which one dominates depends on your local currency.

[
  {
    "label": "Taiwan, Visa or Mastercard or JCB",
    "network_percent": 1,
    "issuer_percent": 0.5,
    "total_percent": 1.5
  },
  {
    "label": "Hong Kong, Visa or Mastercard or JCB",
    "network_percent": 1,
    "issuer_percent": 0.95,
    "total_percent": 1.95
  }
]

Those are typical published figures for mainstream cards, not a quote for your card. The exact rate is printed in your own cardholder terms, and some issuers in both places waive their half of it.

Hong Kong: the peg keeps your bill almost still

The Hong Kong dollar does not float. Under the Linked Exchange Rate System, the Hong Kong Monetary Authority (HKMA) undertakes to sell Hong Kong dollars to banks at 7.75 per US dollar and to buy them at 7.85 per US dollar, which holds the rate inside a band about 1.3 percent wide. Your Claude Max bill therefore lands on nearly the same figure every month, because the only input that can move is bounded by policy. You can read the mechanism on the HKMA's own page.

The fee is the part you can change. Visa, Mastercard and JCB cards issued in Hong Kong commonly publish a foreign currency transaction fee of 1.95 percent, of which roughly 0.95 percent is your bank's share. Your bank prints its own figure in the Key Facts Statement (KFS) and the credit card fee schedule, both of which the HKMA requires banks to disclose. Moving the subscription to a card that waives the fee saves about 2 USD a month on Max 5x, or roughly 23 USD a year.

A card on file subscription never offers you dynamic currency conversion (DCC), which is the option some merchants give to bill you in Hong Kong dollars at the till. The charge arrives in US dollars and your own issuer converts it, so the fee in your card contract is the whole story.

Taiwan: the New Taiwan dollar floats, so the number does not sit still

Taiwan has no peg. The New Taiwan dollar trades under a managed float, so two identical 100 USD charges in two different months can land several percent apart on your statement with nothing having changed at Anthropic. Budget in US dollars and treat the local figure as an output.

The Taiwanese fee has two parts. Visa, Mastercard and JCB each charge a cross border fee of about 1 percent, and the issuing bank commonly adds 0.5 percent on top as 國外交易服務費 (overseas transaction service fee), giving the combined 1.5 percent that most Taiwanese cards charge. American Express cards commonly publish 2 percent instead. Several Taiwanese banks now waive their own half on selected cards, so read your 信用卡約定條款 (cardholder agreement) rather than assuming.

Put that in proportion before you go card shopping. A 1.5 percent fee on Max 5x is 1.50 USD a month, or 18 USD a year. A 3 percent move in the exchange rate over the same year is 36 USD. The fee is worth checking once and then forgetting. The exchange rate is the larger of the two and you cannot influence it, which is the real argument for holding your budget in US dollars.

What document do you get for 報帳 or reimbursement?

You get an invoice from Anthropic, and that invoice is what your finance team will work from. Anthropic emails it to your billing email address after each charge, and past ones open in Claude under Settings, then Billing, then Invoices. It lists the subscription charge, any plan change adjustment, any usage credits, tax and the amount due.

Two settings decide whether that invoice is usable for a company claim, and both live behind the payment method.

• Check "Use a different name on invoices" when you add or update your payment method, then enter the company name in the "Bill to" field. Without it the invoice carries your personal name.
• Enter your tax or VAT ID in the field shown at Settings, then Billing, then Update next to the payment method. Anthropic displays that field when your billing address qualifies for it, and it calculates tax from that same address.

Set both before the first charge. Anthropic's help centre states that billing detail changes apply to future billing cycles only, and that a finalised invoice cannot be edited or reissued. So a subscription bought in a hurry on a personal card, with no company name and no tax ID, produces an invoice your accounts department may refuse, and nobody can repair that particular invoice afterwards. The general mechanics of tax lines and invoice fields are covered in how VAT and invoices work on a Claude subscription.

Is there a 統一發票 for Claude Max in Taiwan?

Not for a business purchase, and the reason decides what your accountant does instead.

Taiwan charges 5 percent business tax on cross border electronic services. A foreign supplier whose Taiwan sales to consumers pass NT$480,000 in a year has to register under the simplified registration scheme for cross border electronic services and issue a cloud invoice (雲端發票), which is an electronic 統一發票, to those consumers.

Business buyers sit on a different track. When the buyer is a Taiwanese business that supplies its 統一編號 (unified business number), the foreign supplier does not issue the 統一發票, because the buyer accounts for the 5 percent business tax itself. So a company paying for Max on a company card should expect the Anthropic invoice as its 憑證 (supporting voucher), and should hand that invoice to whoever keeps the books.

This is why searching for a 統一發票 goes nowhere: the transaction is not on the track that produces one. Confirm the treatment for your own company with your accountant or with the Taxation Administration of the Ministry of Finance at dot.gov.tw, because it depends on how your company is registered and what it does.

What Hong Kong companies need to keep

Hong Kong has no value added tax (VAT) and no goods and services tax (GST). There is no tax line to reclaim on a Claude subscription and no local invoice document to chase, which makes this the simpler of the two cases.

Section 51C of the Inland Revenue Ordinance requires a business in Hong Kong to keep records of its income and expenditure for at least seven years, and the definition of records covers invoices and bank statements. Download each Claude invoice as it arrives instead of trusting your inbox to still hold it seven years from now. The Inland Revenue Department's record keeping page sets out what counts. Whether the expense is deductible against profits tax is a question for your accountant, not for a settings page.

When is Max cheaper than paying per token?

[
  {
    "label": "Sonnet 5 input",
    "usd_per_million_tokens": 2,
    "million_tokens_for_100_usd": 50
  },
  {
    "label": "Sonnet 5 output",
    "usd_per_million_tokens": 10,
    "million_tokens_for_100_usd": 10
  },
  {
    "label": "Opus 5 input",
    "usd_per_million_tokens": 5,
    "million_tokens_for_100_usd": 20
  },
  {
    "label": "Opus 5 output",
    "usd_per_million_tokens": 25,
    "million_tokens_for_100_usd": 4
  }
]

At the API list prices published on 31 August 2026, Claude Sonnet 5 costs 2 USD per million input tokens, so one month of Max 5x is worth about 50 million Sonnet input tokens. Output is the expensive half. Claude Opus 5 output runs 25 USD per million tokens, so the same 100 USD buys only 4 million output tokens.

Turn that into a daily figure, because that is the number you can actually judge. Max 5x is 100 USD a month, which is about 3.30 USD spread over 30 days, or about 4.80 USD spread over 21 working days. At the Opus 5 output rate, 4.80 USD buys roughly 190,000 output tokens.

A day of short questions does not come close to 190,000 output tokens. A day of running an agent across a repository passes it early, because every tool result and every file the agent reads comes back as input tokens on the next turn, and every edit it writes is output. So the judgement is about how many days a week you work this way. If you use Claude Code on most working days, Max 5x costs less than metered tokens, and the gap widens on Opus. If you open Claude a few times a week for short chats, Pro or metered API access wins. The full break even is worked through in the subscription against pay per token comparison and in what Claude Code actually costs to run.

You are also not locked to one side. Pro, Max 5x and Max 20x can each enable usage credits, which let work continue past the included limit and bill the overflow at standard API rates under a monthly cap you set yourself. A heavy week can spill into credits instead of forcing a jump from Max 5x to Max 20x at twice the monthly price.

What to try before you upgrade

• Run Pro for a full month and count how often you actually hit the limit. Pro's price and its limits sets out what the tier includes.
• Turn on usage credits with a low monthly cap. One month of overflow charges tells you what your real usage is worth in tokens, which is the number the upgrade decision turns on.
• Compare the price your own checkout shows against the US list price rather than assuming they match. how the price varies by country explains where they diverge.
• Fix the invoice name and the tax ID before the first charge, because a paid invoice cannot be reissued.
• Know the downgrade path before you commit. cancelling or downgrading a Claude plan covers when the change takes effect and what you keep until then.

If you are a student, this is not your question. the student pricing and its eligibility rules covers what you can get instead.

FAQ

How much is Claude Max in New Taiwan dollars or Hong Kong dollars?

Anthropic does not publish a local price. On 31 August 2026, Max 5x listed at 100 USD per month and Max 20x at 200 USD per month, and your bank converts that amount at its own rate and then adds its foreign transaction fee. In Hong Kong the peg holds the rate between 7.75 and 7.85 per US dollar, so the monthly figure barely moves. In Taiwan the New Taiwan dollar floats, so the figure moves every month. Read the current list price on claude.com/pricing and do the multiplication yourself.

Can I get a 統一發票 for a Claude subscription in Taiwan?

Not when you buy as a business. Taiwan's cross border electronic services rules put business purchases on a self assessment track: the Taiwanese buyer accounts for the 5 percent business tax and the foreign supplier does not issue the 統一發票. What you receive is an Anthropic invoice, and that invoice is the 憑證 your bookkeeper files. Confirm the treatment for your own company with your accountant, because it depends on how the company is registered.

Can I put my company name and tax ID on a Claude invoice?

Yes, if you do it before the charge. Check "Use a different name on invoices" when adding or updating your payment method and enter the company name in the "Bill to" field, then add your tax or VAT ID in the field shown at Settings, then Billing, then Update. Anthropic applies billing detail changes to future cycles only and does not reissue a finalised invoice, so a charge that has already been paid keeps whatever details it had at the time.

What foreign transaction fee will my card add?

In Taiwan the usual total is 1.5 percent, made up of about 1 percent charged by Visa, Mastercard or JCB and about 0.5 percent added by your bank as 國外交易服務費. American Express cards commonly publish 2 percent. In Hong Kong, 1.95 percent is the common published figure for Visa, Mastercard and JCB cards. Your exact rate is in your cardholder agreement, or in the Key Facts Statement and fee schedule your Hong Kong bank publishes.

Is Max 5x cheaper than paying per token?

It depends on how many days a week you work with Claude. Max 5x is 100 USD a month, about 4.80 USD across 21 working days, which is roughly 190,000 Claude Opus 5 output tokens at the list rate published on 31 August 2026. A day of short chats does not reach that. A day of agentic coding across a repository passes it comfortably, so people who code with Claude daily come out ahead on Max.